$199
3
100%
THe 2026 reality
Why homeowners are losing coverage right now
01
Florida's 15-Year Rule. Once a roof reaches 15 years, insurers can require an inspection before they renew. A roof that fails can lead to non-renewal or a downgrade to Actual Cash Value. A documented inspection showing 5+ years of useful life helps protect your coverage.
02
Documented inspection history. Many 2026 carriers may require dated inspection records before paying storm claims. A maintained paper trail helps support your claim.
03
After a hurricane, contractors are gone. Storm chasers flood the area. Licensed local crews are booked 6 to 12 weeks out. Priority lists fill first.
Protect Your Policy
Annual written inspections with photos, dated, on Shea Roofing letterhead. The kind of documentation Florida carriers are asking for at renewal.
Protect Your Claim
Remaining Useful Life reports and storm damage documentation, formatted for you to submit to your carrier. Clear records, ready when you need them.
Protect Your Home
Priority hurricane response, pre-staged tarps, repair rebates up to 20%. The people you already know showing up before the storm chasers arrive.
Pick Your Protection
Every plan is priced starting at roofs up to 60 squares. Larger homes see a modest add-on. Plans over 200 squares are custom-quoted. You pick the coverage. We handle the rest.
Bronze · Entry
Guardian
Essential protection & insurance paper trail.
$
199
/ year
$229 standard
Save $30 — Founding Member
61-100 sq roofs: +$75/yr
101-200 sq roofs: +$150/yr
200+ sq roofs: Custom quote
Minor Adjustments Included
While on site, our technician performs small touch-ups at no cost: resealing up to 2 pipe boot collars, securing up to 3 loose shingles or tiles, and tightening exposed fasteners. Larger repairs are quoted separately with your plan rebate.
What you get — Total value
Annual roof inspection with written report, photos & letterhead documentation
$250
10% repair rebate on any work performed during your membership year
$100+
Insurance documentation package for policy renewal & claim support
$150
Added to Hurricane Response List (named storms & tropical systems)
$200
Total Value
$700+
Lock In $199
★ Most Popular
Silver · Recommended
Shield
Named storm coverage & guaranteed service.
$
299
/ year
$329 standard
Save $30 — Founding Member
61-100 sq roofs: +$100/yr
101-200 sq roofs: +$200/yr
200+ sq roofs: Custom quote
Minor Adjustments Included
While on site, our technician performs small touch-ups at no cost: resealing up to 2 pipe boot collars, securing up to 3 loose shingles or tiles, and tightening exposed fasteners. Larger repairs are quoted separately with your plan rebate.
EVERYTHING IN GUARDIAN, PLUS
15% repair rebate upgraded tier (was 10%)
$150+
Enhanced insurance package with renewal-ready documentation
$250
Named Hurricane Priority List guaranteed service after a named storm event
$500
Free post-storm inspection plus debris removal from roof surface
$350
Total Value
$1,950
Get Shield for $299
Gold · Premium
Fortress
Maximum coverage with tarp pre-staged.
$
399
/ year
$429 standard
Save $30 — Founding Member
61-100 sq roofs: +$125/yr
101-200 sq roofs: +$250/yr
200+ sq roofs: Custom quote
Minor Adjustments Included
While on site, our technician performs small touch-ups at no cost: resealing up to 2 pipe boot collars, securing up to 3 loose shingles or tiles, and tightening exposed fasteners. Larger repairs are quoted separately with your plan rebate.
EVERYTHING IN SHIELD, PLUS
20% repair rebate — our highest tier
$200
Comprehensive annual history log — multi-year record for insurance
$400
Top priority placement on Named Hurricane List — dispatched first
$700
15×20 emergency tarp pre-staged for your property address
$350
Total Value
$3,200+
Lock In $399
OUR COMMITMENT
The Shea Standard.
⏳
Locked-in for existing Shea Roofing clients only
$30
Off Any Plan
Straight Answers
In Florida, it matters, especially if it's 10+ years old. Florida Statute 627.7011 lets insurers require an inspection once your roof hits 15. A documented history of professional inspections can help support your case for keeping coverage at renewal.
Insurance covers sudden damage, not wear-and-tear. And in 2026, many Florida carriers may require documented maintenance history when reviewing storm claims. The protection plan gives you the paper trail. Insurance gives you the payout. You want both.
You still get the annual inspection, the written report, and the documentation package, all of which help at renewal time and can support wind mitigation credits. And honestly? Not needing it is the point. A $199 plan that prevents a $5,000 surprise is doing its job.
Silver and Gold members are on our Named Hurricane Priority List, meaning you're dispatched before new calls. Gold members are at the top of that list with a tarp already pre-staged in our system for your address. When storm chasers arrive to take advantage, we're already at your door.
🏛️
Roofs over 200 squares?
Large estates, multi-structure properties, and commercial buildings receive custom-tailored protection plans. Call us directly.
SHEA.ROOFING
Southwest Florida · Family-Built · Florida-Proven